KOBIL Systems, manufacturer and market leading trendsetter of innovative technologies in the field of data security and digital identity now makes secure mobile payments possible as well. KOBIL has recently developed a chip card terminal with PIN pad for using iOS and Android Smartphones via the audio interface. At present, there are only devices on the market that work with the proprietary iPhone connector and have no keyboard. The first headphone jack chip card reader with secure PIN-Pad makes it possible to make small cashless payments in daily life with Visa or MasterCard, and, with access via the audio interface, it is compatible and cost-effective.
The low-cost KOBIL headphone jack chip card reader with PIN-Pad is suitable for making convenient payments with Smartphones. The device, including a KOBIL Software Development Kit (SDK), is offered for iOS and Android. The SDK uses sophisticated KOBIL mIDentity security technology to establish individual point-to-point encryption between the KOBIL chip card reader and KOBIL SSMS Server. Each terminal can be individually identified with the KOBIL SSMS server, an important feature required by the PCI Standards for POS Terminals, for example.
The device is to be used for mobile payment functions with debit and credit cards. KOBIL has developed a security concept based on the PCI standards and additionally protects the payment Apps with KOBIL SSMS Server and KOBIL mIDentity AST. SSMS acts here as a secure end-point to the systems of the payment provider. The new device is convenient, user-friendly, mobile and sufficiently secure for cashless payment of small amounts that can be paid by Smartphone App directly, for example, in taxis, at bakers, hairdressers or kiosks. KOBIL therefore covers the needs of payment providers who want to enable their customers to go about their daily life without using cash, and also to make small cashless payments easy and secure with Visa or MasterCard by Smartphone. KOBIL is currently the only manufacturer worldwide that offers such an audio Smartphone reader with keyboard and thus meets the necessary security requirements for mobile payments.
About KOBIL Systems
KOBIL Systems is a market leader and trendsetter for highly convenient IT security solutions with a focus in the area of secure digital identities. KOBIL stands for secure data, secure communication and secure authentication on every computer worldwide. Founded in 1986, KOBIL Group based in Worms, Germany, is the only manufacturer worldwide with a fully developed product line for IT-Security. As a pioneer in the area of cryptography, smart card technology and PKI (Public Key Infrastructure, digital identities) and in the area of Security for mobile platforms as Android or iPhone etc. KOBIL's products have become today's recognized standard for secure digital identities. The full research and development of the products is made in Germany. KOBIL has 40 percent of the staff involved in R&D. KOBIL applications comply with international standards such as USB, NFC, ISO 14443, EMV-CAP, ISO 7816, ISO 9001 and the German Act for Digital Signature. KOBIL products also support common technology standards which make it very simple to integrate them into existing IT infrastructures. IT security solutions by KOBIL are mobile, flexible and user friendly, and are used in a variety of different industries. Many banks and corporations rely on KOBIL technologies, such as Deutsche Telekom, Datev, Commerzbank, Aareal Bank, DekaBank Luxembourg, Banque de Luxembourg, Sparkassen, Volksbanken, Deutsche Postbank, Migrosbank, Valiant Bank, Hypothekarbank Lenzburg, Berner Kantonalbank, ING Bank, Raiffeisenbank International, UBS, Soci?t? G?n?rale, BBVA, Santander, Yapi Kredi, Akbank, Isbank, German parliament and German Federal Office for Information Security (BSI).